A National Wealth Fund That Works for All Americans

Across the political spectrum, a new idea is surfacing with quiet force: the United States needs a national wealth strategy—one that reflects our shared values and long-term interests. The call for a Sovereign Wealth Fund (SWF), most recently amplified by President Trump, signals this shift. But not all wealth funds are created equal.

At The Prosperity Loop, we’ve designed a National Wealth Fund (NWF) that channels value from shared resources back to the public, stabilizes the economy over the long run, and restores trust in the role of government as steward—not controller—of collective wealth.

This is not about left or right. It’s about designing a system that reinforces what works: self-reliance, transparency, accountability, and shared ownership.

A Wealth Fund Must Be Designed to Serve the Whole—Not the Few

Some proposed SWFs, including Trump’s, raise red flags: liquidation of federal lands, reliance on tariff revenue, and the absence of meaningful public oversight. These structures risk converting public goods into private gains.

The Prosperity Loop’s National Wealth Fund follows a different design logic—one grounded in regenerative finance, fiscal responsibility, and democratic ownership.

🔁 Funding from the Commons—Not the Paycheck

Our approach shifts the burden away from working families and toward those who draw disproportionately from public wealth:

  • Commons Resource Fees – modest payments from polluters and extractors for use of the natural commons

  • Financial Transaction Fees – micro-taxes on high-frequency Wall Street trades that add volatility, not value

  • Land and Water Use Charges – paid by commercial users of public lands and waters

  • Initial Wealth Contribution – a one-time civic tithe on ultra-high-net-worth estates

These are not new taxes on labor or consumption. They are structural returns—designed to circulate value back into the economy through public investment and dividends.

🏛️ Independent Governance, Rooted in Public Trust

We take inspiration from models that have worked—Alaska’s Permanent Fund, Norway’s Pension Fund Global—but go further. Our governance blueprint includes:

  • Independent fiduciary trustees—not political appointees

  • Hardwired transparency requirements—including quarterly public reporting

  • Robust anti-corruption provisions—codified into law

A wealth fund without oversight is a risk. A well-governed fund becomes a cornerstone of national resilience.

🧾 Dividends for All: Not Charity, but Civic Capital

Every American should benefit from the wealth we generate together. That’s why our model includes a Freedom Dividend—an unconditional share of national returns delivered directly to the people.

This is not welfare. It’s a dividend on citizenship, like Alaska’s oil dividend but built for a modern, diversified economy. It offers households a financial floor—stabilizing budgets, reducing bureaucracy, and strengthening the social fabric.

🔄 Where Liberty Meets Equity

The Prosperity Loop’s National Wealth Fund bridges worldviews:

For conservatives, it’s:

  • A market-aligned tool to shrink government dependency

  • A disciplined, asset-based approach to wealth management

  • A way to uphold personal freedom through structural security

For progressives, it’s:

  • A redistributive mechanism that doesn’t rely on punitive taxation

  • A tool for ecological accountability and intergenerational justice

  • A direct investment in people over bureaucracy

This is not a compromise—it’s a synthesis. One that reflects American pragmatism at its best.

The Bottom Line

We can build an economy where prosperity loops—rather than concentrates. Where civic wealth grows by design. Where dividends reflect not just profits, but participation.

The National Wealth Fund is more than policy. It’s infrastructure for the next economy.

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